Second Opinion Underwriting Consulting

THE MOST COMMONLY OVERLOOKED ASPECT OF ESTATE PLANNING

When your client’s estate, financial and business planning strategies involve life insurance funding, the most difficult challenge oftentimes is getting the best possible offer from the insurance companies. Particularly with larger insurance amounts on older clients with medical issues, managing the underwriting process is critical for negotiating the best possible offer and avoiding the risk of being denied coverage.

WHEN TO GET A SECOND OPINION

If your client has a complicated medical history, or if large amounts of insurance are involved, our Second Opinion Underwriting Consulting can help avoid the risk of being denied coverage or the surprise of receiving an offer that is tens of thousands or even hundreds of thousands of dollars higher than expected in premium costs.

Dr. Barry Reed, a physician, attorney and former insurance company medical director, uses his knowledge of how insurance companies make decisions and proactively positions your client’s life insurance application in its most favorable light. By confidentially representing, clarifying and coordinating the details of your client’s application throughout the underwriting process, Dr. Reed can help you obtain the most favorable underwriting offers from the most appropriate life insurance companies. Click on links to articles and case examples to learn more.

PHONE US TO DISCUSS A REVIEW

If you have a client situation you would like to discuss confidentially, please contact us to set up a complimentary phone appointment with our Second Opinion Underwriting experts. Contact Beulah Yogi, Director of Life Insurance Analytics at (561) 212.0804 or Beulah@LifeInsuranceAnalytics.com.