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LISA Reports provide Life Insurance Sustainability Analytics with Monte Carlo expectations probability Assessments.

LISA Reports | Life Insurance Sustainability Analytics | Life Insurance Analytics: Assess the Risks to Expected Performance

LISA Reports provide Life Insurance Sustainability Analytics with Monte Carlo expectations probability Assessments.
IUL & VUL Illustrations imply 100% Success in
achieving the Income and Death Benefit Expectations.

They assume Constant Crediting Rates
and many other Non-Guaranteed Elements.

Test them with Volatile Crediting Rates and Understand
the Sensitivities to the Elements you have No Control Over.

LISA™ is a must if you hold yourself to Higher Levels
of Due Diligence, Client Service or Standards of Care.
Life Insurance Analytics | LISA Reports: Testing the probability of the tax free income and/or death benefit expectations for Indexed (IUL) and Variable (VUL) Universal Life.

With LISA™:

- Test the impact of volatile crediting rates and using alternative crediting strategies,

- Test the impact of changes to non-guaranteed elements (such as Cap rates and Participation rates),

- Explore illustrated vs. benchmark cost of insurance,

- Explore illustration embedded credit and asset bonuses and loan crediting provisions,

- Explore the level of confidence of achieving a death benefit expectation at a given age,

- Contextualize the success of policy expectations with estimated life expectancy,

- Evaluate the consequences of an early termination of the policy,

- Analyze the Probability of Success with a Premium Finance overlay, and

- Engage in active policy management assessment to monitor policy performance expectations.

Get ahead of any issues and manage the policy plan expectations for better success!